Online Banking Login Security Statement

Checking Accounts

DirectChex

No minimum daily balance required  No Service Fee

This account must have at least one direct deposit made monthly.
A direct deposit must be established within 90 days of account opening or the account will be automatically converted into a basic checking account.

*Contact a Customer Service Representative for additional information.

Basic Checking

$500.00 minimum daily balance No Service Fee
$0 - $499.99 balance $11.00 per cycle
$.25 per item fee charged in excess of 30 items per cycle**

*Contact a Customer Service Representative for additional information.

Senior Citizen Accounts* - no per item charge

$250.00 minimum daily balance No  Service Fee
$0 - $249.99 balance $2.50 per cycle

* must be 65 years of age or older
*Contact a Customer Service Representative for additional information.

Student Accounts - Under age 24

No minimum daily balance required $5.00 per cycle
Cycle Fee waived when account holder signs up for eStatements 

*Contact a Customer Service Representative for additional information.

Mini Checking

$300.00 minimum daily balance No Service Fee
$0 - $299.99 balance $5.50 per cycle
$.35 per item fee charged in excess of 20 items per cycle**

*Contact a Customer Service Representative for additional information.
**Per item fee charged on debit transactions including withdrawals, check paid, automatic transfer, ATM or POS transactions, debit card or any similar transaction per cycle.

Note:  $100 minimum to open above checking accounts. 

All Fees are subject to New Nexico Gross Tax Receipts.